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E-Mail Terry Gaines

Terry Gaines, Managing Director, Products

Terry Gaines joined First Rate in 2000  to help streamline product development and facilitate a more expansive scope of products.  Gaines is responsible for overseeing the development and deployment of First Rate's software applications.

Gaines works closely with customers and other experts in the industry to determine product focus and direction.  He also manages the programming staff and is responsible for all programming resources at First Rate.  Gaines is instrumental in the launching of enhancements and upgrades to all First Rate Performance® applications.

In addition to his role at First Rate, Gaines currently serves as Chairman of the Board of the Arlington YMCA.  Before coming to First Rate, Gaines was the chief financial officer of Vectrix, a privately held Internet service company in Dallas, where he dealt extensively with venture capitalists and other financing organizations.  Gaines has also served as the chief financial officer of INSpire Insurance Solutions, playing a key role in their initial public offering, secondary offering and numerous acquisitions.

For four years, Gaines was the vice president-controller in the fixed income department for RBC Dain, a large regional investment banking consultant firm.  Gaines started his career as an audit manager at Deloitte & Touche.  Gaines graduated from Texas Tech University with a BBA (Bachelor of Business Administration),  majoring in Accounting.  He is also a Certified Public Accountant.